Comprehensive Coverage

Our most popular plan for those looking for a well balanced protection coverage.

Coverage Benefits

Base Plan
+ Rider(s)		   HLA CompleteCover
+ 180 CI Care, HLA Medishield III, Disability Lump Sum, Million Extra III, Accidental TPD, Accidental Death Benefit, CIWP, MediCash
Benefit Summary   > Death coverage
> Total and Permanent Disability (TPD) / Old Age Disablement (OAD) coverage
> Coverage against both permanent disablement and death due to accidental cause

> Lump sum cash relief upon occurence of any 10 Major Medical Conditions
> Coverage against 170 conditions in multi-stages of critical illness (CI), from early, intermediate to advanced stage and ancillary benefits for 10 conditions such as angioplasty, diabetes and mental illness
> Waiver of premium upon diagnosis of any 48 CI

> Comprehensive medical and hospitalisation coverage up to RM 2 million annual limit and without lifetime limit
> Enhance annual limit with an extra RM 1.5 million

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