What if you can have an insurance plan as a companion throughout your life journey? We have the ideal plan for you! HLA CompleteCover is a regular premium investment-linked plan that provides coverage against death and comes with a wide array of riders for a comprehensive protection solution at every stage of your life. 

Distinctive Features 

Increase Your Coverage
Enjoy the flexibility of increasing your coverage at key milestones of your life throughout your policy term without underwriting. Whether it’s taking the first step into adult life upon graduation, getting married, becoming parents, starting a business or acquiring a home, this plan will be with you every step of the way. Otherwise, you can opt to increase your coverage every 3 years in a breeze!

Each increase will be 25% of the initial basic sum assured and capped at RM100,000. The increase can be exercised up to 6 times. Additional insurance charges are chargeable for the increment.

Personalise Your Coverage
What’s more, you can even pick and choose from a wide series of riders for a more personalised coverage!

Life Protection 
Secures Your Family’s Finances in Your Absence

Critical Illness 
Covers early to late stage Critical Illnesses and even Gender-specific and Junior-specific

Medical 
Covers Your Hospitalisation Cost

Pregnancy
Protects Your Pregnancy and Your Child Even Before Birth

Disability
Covers Total & Permanent Disability and Old-Age Disability

Income
Provides You Income Should Disability or Critical Illness Occur

Accidents
Protects Your Finances Should Accidental Death or Disability Occur

Premium Waiver
Waives Premium Should Death, Disability or Critical Illness Occur