Hong Leong Assurance Berhad 198201014849

Health & Medical

Our Accident and Health plans give you peace of mind by covering your medical costs so that you can concentrate on your recovery.

HLA FiT 3 Medi-Income

Daily Hospital Cash with Health Rewards

Health is wealth and there is nothing more valuable than good health. When you are healthy, life is beautiful as you can cherish everything about living. What more if you can get rewarded for being in good shape. That will be a much-needed boost in your health journey.

HLA FiT 3 Medi-Income is a hospital income insurance plan that was designed with just that in mind. The plan rewards you generously for staying active and keeping fit.

However, no matter how healthy you are, there is always a possibility that you will get admitted into a hospital for critical illness or surgery. Unfortunately, one illness is all it takes to wipe out years of savings that was meant to realize your dreams. The last thing you want to worry about is whether you’ll have any income coming in while you undergo treatment.

This is where HLA FiT 3 Medi-Income can come to your rescue. The plan provides daily income of up to RM2,000 when you’re hospitalised to take care of your out-of-pocket expenses, so that you can recover without a worry in the world.
To top it all, this plan also provides benefit for Compassionate Allowance, Total & Permanent Disability or Old Age Disablement.

You can now replace or supplement your income by receiving daily cash for each day you are hospitalised up to a maximum of 730 days.

Hospitalisation (All Causes) RM 200
Intensive Care Unit (ICU) RM 400
  Hospitalisation for
• Angioplasty and Other Invasive Treatment for Coronary Artery
• Carcinoma in situ of specified organs treated with Radical Surgery
• Coronary Artery By-Pass Surgery
• Heart Valve Surgery
RM 2,000
(maximum claim up to 30 days
per policy year)
You should ask for a copy of Product Disclosure Sheet from your friendly agent for full list of Specific Conditions

Disabilities or death can occur anytime, whether you’re in your prime or golden years. When it happens, you or your loved ones will receive a lump sum payment to move forward with life.

Benefit Lump Sum Payment
Compassionate Allowance or Total Permanent Disability or Old Age Disability RM30,000

Furthermore, even if you have claimed for disability, your policy will still remain active – you can continue to enjoy income during hospitalisation even after claiming for either disability. Now, that’s a plan you can count on!


Redeem a Fitness Tracker* with your points or fast-track by topping up cash.

Check out our FiT Rewards on the HLA FiT app for fitness tracker redemption and more exciting rewards!

*Fitness Tracker and rewards redemption are subject to availability of sufficient points

What Do You Need To Know?


Entry Age Minimum: 20 years old
Maximum: 60 years old
Annualised Premium  
Entry Age Annual Premium (RM)
20-24 660
25-29 720
30-34 900
35-39 1,080
40-44 1,200
45-49 1,380
50-54 1,560
55-60 2,280
Premium is guaranteed throughout the 10-year premium payment term.
The premium table above is not guaranteed. The renewal premium is determined based on the attained age of the Life Assured at the prevailing premium on the date of renewal. The premium will increase as you get older.
Payment Frequency Annual, Semi-Annual, Quarterly & Monthly
Policy Term 10 years


  • Daily Income of RM200 if You’re Hospitalised for All Causes


  • Daily Income of RM400 if You’re Hospitalised in ICU


  • Daily Income of RM2,000 if You’re Hospitalised for 18 Specific Conditions


  • Compassionate Allowance, Total Permanent Disability or Old Age Disablement Coverage


  • Get Rewarded on a Weekly Basis


  • Affordable Premium with No Increase for 10 Years


  • Auto Renewal for another 10 years without underwriting at prevailing premium


More information


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