Health is wealth and there is nothing more valuable than good health. When you are healthy, life is beautiful as you can cherish everything about living. What more if you can get rewarded for being in good shape. That will be a much-needed boost in your health journey.
HLA FiT 3 Medi-Income is a hospital income insurance plan that was designed with just that in mind. The plan rewards you generously for staying active and keeping fit.
However, no matter how healthy you are, there is always a possibility that you will get admitted into a hospital for critical illness or surgery. Unfortunately, one illness is all it takes to wipe out years of savings that was meant to realize your dreams. The last thing you want to worry about is whether you’ll have any income coming in while you undergo treatment.
This is where HLA FiT 3 Medi-Income can come to your rescue. The plan provides daily income of up to RM2,000 when you’re hospitalised to take care of your out-of-pocket expenses, so that you can recover without a worry in the world.
To top it all, this plan also provides benefit for Compassionate Allowance, Total & Permanent Disability or Old Age Disablement.
KEY BENEFITS
DAILY INCOME DURING HOSPITALISATION
You can now replace or supplement your income by receiving daily cash for each day you are hospitalised up to a maximum of 730 days.
| BENEFIT |
INCOME PER DAY |
| Hospitalisation (All Causes) |
RM 200 |
| Intensive Care Unit (ICU) |
RM 400 |
|
Hospitalisation for
18 SPECIFIC CONDITIONS, including:
• Angioplasty and Other Invasive Treatment for Coronary Artery
• Carcinoma in situ of specified organs treated with Radical Surgery
• Coronary Artery By-Pass Surgery
• Heart Valve Surgery
|
RM 2,000
(maximum claim up to 30 days
per policy year) |
You should ask for a copy of Product Disclosure Sheet from your friendly agent for full list of Specific Conditions
FINANCIAL RELIEF
Disabilities or death can occur anytime, whether you’re in your prime or golden years. When it happens, you or your loved ones will receive a lump sum payment to move forward with life.
| Benefit |
Lump Sum Payment |
| Compassionate Allowance or Total Permanent Disability or Old Age Disability |
RM30,000 |
Furthermore, even if you have claimed for disability, your policy will still remain active – you can continue to enjoy income during hospitalisation even after claiming for either disability. Now, that’s a plan you can count on!
STAY ACTIVE & BE REWARDED
Redeem a Fitness Tracker* with your points or fast-track by topping up cash.
Check out our FiT Rewards on the HLA FiT app for fitness tracker redemption and more exciting rewards!
*Fitness Tracker and rewards redemption are subject to availability of sufficient points
What Do You Need To Know?
| Entry Age |
Minimum: 20 years old
Maximum: 60 years old |
| Annualised Premium |
| Entry Age |
Annual Premium (RM) |
| 20-24 |
660 |
| 25-29 |
720 |
| 30-34 |
900 |
| 35-39 |
1,080 |
| 40-44 |
1,200 |
| 45-49 |
1,380 |
| 50-54 |
1,560 |
| 55-60 |
2,280 |
| Premium is guaranteed throughout the 10-year premium payment term. |
| The premium table above is not guaranteed. The renewal premium is determined based on the attained age of the Life Assured at the prevailing premium on the date of renewal. The premium will increase as you get older. |
|
| Payment Frequency |
Annual, Semi-Annual, Quarterly & Monthly |
| Policy Term |
10 years |