We offer life protection to people from all walks of life with different needs, ranging from traditional whole life plan to term plan as well as investment-linked plan.
Empower Your Financial Security with the Power of Versatility
HLA Asset Protector80 is a regular premium investment-linked insurance plan that protects against death up to age 80 provided that the policy has sufficient Account Value. This plan gives you the flexibility of adjusting your plan to safeguard your business and secure the future of your loved ones in your absence. With this plan, you can adjust your coverage when it matters most.
Enjoy the flexibility of choosing a premium payment term of 6 / 10 / 15 / 20 years or Full Term depending on your financial capabilities.
Enhance your protection with additional coverage against critical illness, Total Permanent Disability (TPD), Old Age Disability (OAD), and accidental death /TPD. You can also extend the coverage against death, TPD and OAD for second life assured.
Have the peace of mind knowing that your policy can be extended automatically at policy maturity up to age 100 without underwriting. You may need to fulfil the required premium which corresponds to the extended period, or choose to save earlier with higher premium to boost your Account Value. As this is an investment-linked plan, the sustainability of your policy shall depend on your Account Value.
The rates of insurance charge, varying based on attained age over the policy term, are guaranteed and remain unchanged for the entire policy term.
Minimum Annual Premium shall be based on the Sum Assured purchased.
Minimum : RM500,000
Maximum : Subject to underwriting
Minimum : 30 days old
Maximum : 70 years old
Monthly, quarterly, semi-annually & annually
80 – Entry age
Product Disclosure Sheet
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