Hong Leong Assurance Berhad 198201014849 (94613-X)

Life Protection

We offer life protection to people from all walks of life with different needs, ranging from traditional whole life plan to term plan as well as investment-linked plan.


  • Ideal Loan Protection

    The HLA Asset Protector Flex provides you with a lump sum payment to settle your outstanding loan in the event of death, which can be flexibly utilised according to your changing needs. You may choose to:

    •   Adjust your loan protection coverage when needed in the event of refinancing, an overdraft, or opt for an early repayment.

    •   Withdraw from the account value to settle your outstanding loan.

    •   Finance your home renovation or business expansion by withdrawing from the account value.

  • Safeguarding Key Personnel

    The loss of important personnel can hurt your business. With this plan, you will receive a lump sum payment to help with the recovery of your business while you find a replacement.

  • Protecting Your Family

    Leave a legacy behind for your family to secure their future in your absence. In the event of death, your family will receive a lump sum payment of at least the sum assured.

  • Flexible Solution

    Enjoy the flexibility to select a premium payment term of 6, 10, 15 or 20 years based on your financial needs. You can even complement your protection needs by selecting from a range of add-on riders.

Who Can Apply

  • Who can apply


    Entry age of the 1st Life Assured Minimum : 30 days old
    Maximum : 70 years old
    Entry age of the 2nd Life Assured Minimum : 16 days old
    Maximum : 70 years old2
    Age of the Policy Owner Minimum : 16 days old
    Maximum : 70 years old2
    Basic Sum Assured Minimum : RM500,000
    Maximum : Subject to underwriting
    Annual Premium Minimum Annual Premium shall be based on the Sum Assured purchased.
    Payment Frequency Monthly, quarterly, semi-annually & annually
    Policy Term 100 – Entry age
                     2 If any Premium Waiver Rider is purchased.

More information

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