Hong Leong Assurance Berhad (94613-X)

Life Protection

We offer life protection to people from all walks of life with different needs, ranging from traditional whole life plan to term plan as well as investment-linked plan.


HLA Asset Protector Flex

A Flexible Solution to Protect Your Most Valuable Assets

Managing a business can be quite challenging these days. Protecting it shouldn’t be. What you need is a flexible plan that caters for all your protection needs. With the HLA Asset Protector Flex, you can now secure your most valuable assets - your business, key personnel and family - giving you the peace of mind during uncertainties.

HLA Asset Protector Flex is a regular premium investment-linked plan that protects against death up to age 1001. This plan gives you options for additional protection such as Total and Permanent Disability (TPD), Old Age Disablement (OAD), and other add-on riders to complement your protection needs.

1 Subject to sufficient account value.


Benefits

  • Ideal Loan Protection

    The HLA Asset Protector Flex provides you with a lump sum payment to settle your outstanding loan in the event of death, which can be flexibly utilised according to your changing needs. You may choose to:

    •   Adjust your loan protection coverage when needed in the event of refinancing, an overdraft, or opt for an early repayment.

    •   Withdraw from the account value to settle your outstanding loan.

    •   Finance your home renovation or business expansion by withdrawing from the account value.

  • Safeguarding Key Personnel

    The loss of important personnel can hurt your business. With this plan, you will receive a lump sum payment to help with the recovery of your business while you find a replacement.

  • Protecting Your Family

    Leave a legacy behind for your family to secure their future in your absence. In the event of death, your family will receive a lump sum payment of at least the sum assured.

  • Flexible Solution

    Enjoy the flexibility to select a premium payment term of 6, 10, 15 or 20 years based on your financial needs. You can even complement your protection needs by selecting from a range of add-on riders.


Who Can Apply

  • Who can apply

     

    Entry age of the 1st Life Assured Minimum : 30 days old
    Maximum : 70 years old
    Entry age of the 2nd Life Assured Minimum : 16 days old
    Maximum : 70 years old2
    Age of the Policy Owner Minimum : 16 days old
    Maximum : 70 years old2
    Basic Sum Assured Minimum : RM500,000
    Maximum : Subject to underwriting
    Annual Premium Minimum Annual Premium shall be based on the Sum Assured purchased.
    Payment Frequency Monthly, quarterly, semi-annually & annually
    Policy Term 100 – Entry age
     
                     2 If any Premium Waiver Rider is purchased.
     


More information


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