Hong Leong Assurance Berhad 198201014849 (94613-X)

Life Protection

We offer life protection to people from all walks of life with different needs, ranging from traditional whole life plan to term plan as well as investment-linked plan.


  • Ideal loan protection

    HLA Asset Protector Premier protects your outstanding financial commitment in the form of a lump sum payment that goes towards paying your loan in the event of death. It is flexible towards your changing needs as you have the option of, among others:

    •   Adjusting your loan protection coverage when needed in the event of refinancing, an overdraft, or opting for an early repayment.

    •   Settling your outstanding loan with withdrawal from your account value.

    •   Withdrawing from the account value to finance the renovation of your home or expansion of your business.

  • Safeguarding your human capital

    Insuring key personnel in your company will help to protect your profits while reducing your losses should an unfortunate event occur. With this plan, you will receive a lump sum payment to help with the recovery of your business while you find a replacement.

  • Leaving behind a legacy

    HLA Asset Protector Premier can also be used to leave behind a legacy for your loved ones. In the event of death, your loved ones will receive a lump sum payment of at least the sum assured.

Who Can Apply

  • Entry age of 1st Life Assured

    Minimum: 30 years old
    Maximum: 70 years old

  • Entry age of 2nd Life Assured

    Minimum: 16 years old
    Maximum: 70 years old

  • Age of the Policy Owner

    Minimum: 16 years old
    Maximum: 70 years old2

  • Basic Sum Assured

    Minimum: RM 500,000
    Maximum: Subject to underwriting

  • Annual Premium

    Minimum Annual Premium shall be based on the Basic Sum Assured purchased.

  • Payment Frequency

    Monthly, quarterly, semi-annually, annually

  • Policy Term

    100 – Entry age


    2 If the Waiver of Premium Rider is purchased.

More information

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