Hong Leong Assurance Berhad (94613-X)

Life Protection

We offer life protection to people from all walks of life with different needs, ranging from traditional whole life plan to term plan as well as investment-linked plan.


Secure100

Multiple payment choices, long-term protection

You want protection for a lifetime, not lifelong debt. With Secure100, you are able to enjoy coverage up to the age of 100 with multiple payment choices.

It comes with four premium payment term choices: A limited term of 10 years, 15 years, 20 years, or a long-term payment till age 100.

Whether it is income replacement, loan protection, a legacy for your loved ones, or gratuity for key personnel, Secure100 is designed to provide guaranteed lifetime financial protection suited for individuals seeking long term financial stability.

If you require contingency funds, it also has a guaranteed surrender value that gives you the possibility of recouping your premiums paid. Secure100 is a non-participating whole-life plan that protects you against death and TPD (Total and Permanent Disability) before the age of 65, with a guaranteed maturity benefit upon survival to the age of 100.


Benefits

  • Coverage against death or TPD

    In the event of death, or TPD (before the age of 65), the Basic Sum Assured will be payable.

  • Guaranteed maturity benefit

    Should you survive to the age of 100, you will receive a cash lump sum of 100% of your Basic Sum Assured.

  • Guaranteed surrender value

    The surrender value is fully guaranteed. You will have the possibility of recouping your premiums paid.

  • A choice of multiple premium payment terms

    Four premium payment term options (10, 15, 20 years and full term) to choose from to fit into your financial plan and budget. Your insurance premiums are guaranteed to stay unchanged throughout the premium term of your choice.


More information


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