Ideal loan protection
HLA Asset Protector protects your outstanding financial commitment in the form of a lump sum payment that goes towards paying your loan in the event of TPD1, OAD2, or death. It is flexible towards your changing needs as you have the option of, among others:
Adjusting your loan protection coverage when needed in the event of refinancing, an overdraft, or opting for an early repayment.
Settling your outstanding loan with withdrawal from your account value.
Withdrawing from the account value to finance the renovation of your home or expansion of your business.
Shortening your premium payment term by opting for Reduced Paid Up, provided there is sufficient account value to pay for the one-time charge.