HLA Term Cash Refund
Affordable life insurance with a refund of premiums upon maturity
Have a contingency plan today. Protect yourself and ensure your loved ones are taken care of in case of an unfortunate situation, with a great insurance plan. HLA Term Cash Refund offers you excellent coverage at an affordable premium.
|Death / Total and Permanent Disability Benefit (TPD)
|Additional Accidental Death Benefit
||100% refund of the total premium paid (excluding any premium loading due to underwriting)
However, if death/ TPD occurs due to non-accidental causes in the first 2 policy years, the plan returns you the premiums that you have paid only. Other than that, you can be assured that the amount payable for Death/ TPD Benefit will be at least 100% of total premium paid (excluding any premium loading due to underwriting).
1) The policy will be terminated upon any Death, TPD or Accidental Death claim.
2) TPD benefit will be applicable should TPD occurs prior to age 65. TPD benefit will be payable in accordance with Hong Leong Assurance Berhad’s provision.
Who Can Apply
The minimum and maximum entry ages (based on age last birthday) are as follows
|30 days old
||55 years old
How much am I covered for?
Coverage for this policy is dependent on your chosen sum assured. You will have a choice of 4 plans, each with different sum assured of RM18,000, RM25,000, RM35,000 and RM50,000.
How long am I covered for?
Coverage term for this policy is 20 years.
What are the modes of payment available?
You have the flexibility to pay your premium annually, half-yearly, quarterly or even monthly
The information above is only a brief description of the product and is not exhaustive. You are advised to refer to the Product Disclosure Sheet to know more about this product. For a detailed explanation of its benefits, exclusions, terms and conditions, please refer to the policy document(s).
Want to know more?
Leave us your contact details and we will get back to you as soon as we can!