With Credit Shield Premier, you can now be free of your worries in the event of unforeseen circumstances, as Credit Shield Premier will set off your credit card’s outstanding balance, helping you and your family to get through those challenging times.
If you suffer from any of the 36 Critical Illnesses, TPD1, or death, the benefit payable under this plan will be used to fully settle your outstanding credit card balance. (Please refer to the Benefit Limits section below for the applicable Benefit Limits.)
In the event that you suffer from TTD1, your premium for this plan will be waived during this period and the benefit payable under this plan will be used to pay 5% of your outstanding credit card balance2 on a monthly basis. This benefit will continue up to a maximum of 20 months provided that you are still suffering from TTD1. A medical certificate and a medical report will have to be submitted on a monthly basis. (Please refer to the Benefit Limits section below for the applicable Benefit Limits.)
Additionally, if diagnosis of any one of the 36 Critical Illnesses or TPD1, or death occurs during the period when you are suffering from TTD1, a lump sum payment equal to 20 times of the TTD1 benefit minus any TTD1 benefit received is payable under this plan which will be used to settle your outstanding credit card balance.
Protection from 36 Critical Illnesses, TPD1, or death
1 TPD/TTD benefit will be applicable should TPD/TTD occurs prior to age 65. TPD benefit will be payable in accordance with Hong Leong Assurance Berhad’s provision.
2 Please refer to the policy contract for Credit Shield Premier for further details.
Minimum: 18 years old
Maximum: 60 years old
Maximum: 65 years old
Product Disclosure Sheet
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