Protection from 36 Critical Illnesses, Total and Permanent Disability (TPD), or death

If you suffer from any of the 36 Critical Illnesses, TPD¹, or death, the benefit payable under this plan will be used to fully settle your outstanding credit card balance. (Please refer to the Benefit Limits section below for the applicable Benefit Limits.)

Protection from Temporary Total Disability (TTD)

In the event that you suffer from TTD¹, your premium for this plan will be waived during this period and the benefit payable under this plan will be used to pay 5% of your outstanding credit card balance² on a monthly basis. This benefit will continue up to a maximum of 20 months provided that you are still suffering from TTD¹. A medical certificate and a medical report will have to be submitted on a monthly basis. (Please refer to the Benefit Limits section below for the applicable Benefit Limits.)
 
Additionally, if diagnosis of any one of the 36 Critical Illnesses or TPD¹, or death occurs during the period when you are suffering from TTD¹, a lump sum payment equal to 20 times of the TTD¹ benefit minus any TTD¹ benefit received is payable under this plan which will be used to settle your outstanding credit card balance.

Benefit Limits

Protection from 36 Critical Illnesses, TPD¹, or death
 

¹ TPD/TTD benefit will be applicable should TPD/TTD occurs prior to age 65. TPD benefit will be payable in accordance with Hong Leong Assurance Berhad’s provision.
² Please refer to the policy contract for Credit Shield Premier for further details.