Q-Z
Reserves for Unexpired Risks
Relates to premiums already received in respect of risks which are still unexpired at the end of the accounting period.
Rider
An attachment to a policy that modifies its conditions by expanding benefits.
Surrender Value
The amount available in cash upon voluntary termination of a policy before it becomes payable on death or maturity.
Total Loss
A loss of sufficient size so that it can be said there is nothing left of value.
Whole Life Insurance
Insurance payable on death whenever this may occur according to the policy conditions.
The above definitions and explanations do not necessarily
bear their legal meanings as they are prepared strictly
for the information of readers who are not familiar with
certain terms and expressions.
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[ HLA Subsidiary ]
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Hong Leong Insurance (Asia) Limited
[ Banking & Financial Services ]
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Hong Leong Financial Group Berhad
Hong Leong Bank Berhad
Hong Leong Islamic Bank Berhad
Hong Leong Tokio Marine Takaful Berhad
HLG Capital Berhad
Hong Leong Investment Bank Berhad
GuocoCapital Limited
HLG Asset Management Sdn Bhd
HLG Unit Trust Berhad
HLG Futures Sdn Bhd
[ Manufacturing & Distribution ]
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Hong Leong Industries Berhad
Malaysian Pacific Industries Berhad
Carsem (M) Sdn Bhd
Dynacraft Industries Sdn Bhd
Hong Leong Yamaha Motor Sdn Bhd
Guocera Holdings Sdn Bhd
Malaysian Newsprint Industries Sdn Bhd
Hume Industries (Malaysia) Berhad
Hume Concrete Marketing Sdn Bhd
Hume Concrete (EM) Sdn Bhd
Hume Cemboard Industries Sdn Bhd
Hume Cemboard Marketing Sdn Bhd
Malex Industrial Products Sdn Bhd
Hume Furniture Industries Sdn Bhd
Lam Soon (Hong Kong) Limited
Hong Leong Marketing Co. Berhad
Southern Steel Berhad
[ Property Development & Investments ]
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Guocoland Limited
Guocoland (Singapore) Pte Ltd
Guocoland (China) Limited
Guocoland (Malaysia) Berhad
Guocoland Vietnam (S) Pte Ltd
Guocoland Retail Management Pte Ltd
GLM REIT Management Sdn Bhd
[ Hospitality & Leisure ]
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GuocoLeisure Limited
Guoman Hotels Limited
Tabua Investments Limited
Clermont Leisure (UK) Limited
[ Principle Investments ]
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Guoco Group Limited
HL Management Co. Sdn Bhd
[ Corporate & Social Responsibility ]
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Hong Leong Foundation
